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            <name>Title</name>
            <description>A name given to the resource</description>
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                <text>Coronavirus</text>
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                <text>Dominio científico: Coronavirus</text>
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          <name>Title</name>
          <description>A name given to the resource</description>
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              <text>DOES THE PRUNING ON THE REFERENCE INTEREST RATE BY BANK INDONESIA INFLUENCE INTEREST RATE SENSITIVITY TOWARDS BANKING NET INTEREST MARGIN DURING EARLY PERIOD IN FACING COVID-19 IN INDONESIA?</text>
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          <name>Creator</name>
          <description>An entity primarily responsible for making the resource</description>
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              <text>M Rizki Nurhuda, Muhammad Rozali, Latifa Rakhmatillah, Hendri Hermawan Adinugraha</text>
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          <description>An account of the resource</description>
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              <text>On March 2, 2020, Indonesian citizens tested positive for Coronavirus Disease (COVID-19) for the first time, making Indonesia the start of facing various problems in the health and economic sectors. All ministries or agencies are mitigating it using the extraordinary policy which adapts to the rapid growth in the number of positive patients for COVID-19 in Indonesia, including Bank Indonesia by gradually lowering the Reference Interest Rate, causing changes in the Interest Rates Sensitivity (Asset or Liability) Banking. It should be noted that interest income contributes greatly to the income of a bank. Based on this, this study aims to test whether the Bank Indonesia policy affects the Banking Net Interest Margin during the first four months since the detection of the first positive case of COVID-19 in Indonesia. By using Multiple Linear Regression Analysis, this paper concludes that changes in the reference interest rate made by Bank Indonesia in the face of the impact of the COVID-19 Pandemic strongly affects the Rate of Fixed / Sensitive Assets and Liabilities to the ratio of Net Interest Margin (NIM). Where the correlation is strong. This shows that changes in the Reference interest rate carried out by Bank Indonesia must be carried out gradually and carefully so as not to cause major changes to banking performance during the face of the COVID-19) Pandemic in Indonesia.</text>
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              <text>2020</text>
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              <text>covid-19, net interest margin, interest rate sensitivity, bank of indonesia</text>
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              <text>Biotemas</text>
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          <name>Publisher</name>
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              <text>Universidade Federal de Santa Catarina</text>
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          <name>Coverage</name>
          <description>The spatial or temporal topic of the resource, the spatial applicability of the resource, or the jurisdiction under which the resource is relevant</description>
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            <elementText elementTextId="86478">
              <text>Journalism. The periodical press, etc.</text>
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